Disclaimer & Terms

1. General Disclaimer

The content on Wealth ABCD and related websites operated by Amit Biswas ("we," "us," or "our") is provided on an "as is" and "as available" basis. We make no representations or warranties of any kind, express or implied, regarding the accuracy, completeness, reliability, suitability, or availability of the information, products, services, or related graphics contained on this website.

Any reliance you place on such information is strictly at your own risk. We will not be liable for any loss or damage, including without limitation, indirect or consequential loss or damage, arising from the use of this website.

2. Not Financial Advice

The content published on this website, including but not limited to articles, blog posts, calculators, tools, videos, and educational materials:

• Does NOT constitute personalized financial, investment, tax, or legal advice
• Should NOT be used as the sole basis for making investment or financial decisions
• Does NOT take into account your individual financial situation, goals, or risk tolerance
• Is NOT a recommendation to buy, sell, or hold any securities or financial instruments
• May NOT be suitable for all investors or individuals

3. Investment Risks

All investments involve risk, including the potential loss of principal. Past performance is not indicative of future results. The value of investments can go down as well as up, and you may not get back the amount you originally invested.

Key risk factors to consider:

• Market Risk: The value of investments may fluctuate due to market conditions
• Inflation Risk: Returns may not keep pace with inflation
• Liquidity Risk: Some investments may be difficult to sell quickly
• Currency Risk: Exchange rate fluctuations may affect returns
• Concentration Risk: Lack of diversification can increase risk

4. Accuracy of Information

While we strive to provide accurate and up-to-date information, we cannot guarantee that all content is error-free or current. Financial markets, tax laws, and regulations change frequently. Information that was accurate at the time of publication may become outdated.

We recommend verifying any information with official sources before making decisions based on content from this website.

5. Third-Party Links

This website may contain links to third-party websites, products, or services. These links are provided for convenience and informational purposes only. We do not endorse, guarantee, or assume responsibility for the accuracy or reliability of any information offered by third-party websites.

6. Affiliate Disclosure

Some links on this website may be affiliate links, meaning we may earn a commission if you click through and make a purchase. This does not affect the price you pay and helps support the creation of free educational content. We only recommend products or services we believe may be valuable to our readers.

7. Terms of Use

7.1 Acceptance of Terms

By accessing and using this website, you accept and agree to be bound by these terms and conditions. If you do not agree with any part of these terms, please do not use our website.

7.2 Intellectual Property

All content on this website, including text, graphics, logos, images, audio clips, digital downloads, and software, is the property of Amit Biswas or its content suppliers and is protected by copyright laws.

You may not:

• Reproduce, duplicate, copy, or re-sell any content without express written consent
• Use any content for commercial purposes without authorization
• Modify or adapt the content in any way
• Remove any copyright or proprietary notices from the content

7.3 User Conduct

You agree not to:

• Use the website in any way that violates applicable laws or regulations
• Attempt to gain unauthorized access to any part of the website
• Interfere with or disrupt the website's functionality
• Transmit any viruses, malware, or harmful code
• Collect or harvest user information without consent

7.4 Limitation of Liability

To the maximum extent permitted by law, Amit Biswas and Wealth ABCD shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses, resulting from:

• Your use or inability to use the website
• Any errors or omissions in the content
• Any unauthorized access to or alteration of your data
• Any third-party conduct or content on the website

8. Governing Law

These terms shall be governed by and construed in accordance with the laws of India. Any disputes arising under or in connection with these terms shall be subject to the exclusive jurisdiction of the courts located in India.

9. Changes to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting on this page. Your continued use of the website after any changes constitutes acceptance of the new terms.

10. Contact Information

If you have any questions about this Disclaimer or Terms of Use, please contact us:

• Email: abcd.amitbiswas@gmail.com
• Website: www.wealthabcd.com